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Florida How Much House Can I Afford Rates

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Today's Mortgage Rates for
May, 18 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.125% 6.306% 1.637 Points Lowest Rate, Higher Fees
6.250% 6.365% 0.939 Points Low Rate, Normal Fees
6.500% 6.532% 0.062 Points Competitive Rate, Less Fees

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.250% 5.602% 1.998 Points Lowest Rate, Higher Fees
5.625% 5.779% 0.723 Points Low Rate, Normal Fees
5.875% 5.925% 0.056 Points Competitive Rate, Less Fees
6.125% 6.167% -0.771 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.381% 1.444 Points Lowest Rate, Higher Fees
5.750% 6.533% 0.412 Points Competitive Rate, Less Fees
5.750% 6.533% 0.412 Points Competitive Rate, Less Fees
5.990% 6.734% -0.514 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.000% 5.965% 1.545 Points Lowest Rate, Higher Fees
5.375% 6.177% 0.510 Points Low Rate, Normal Fees
5.500% 6.221% 0.003 Points Competitive Rate, Less Fees
5.875% 6.599% -0.415 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.858% 1.414 Points Lowest Rate, Higher Fees
5.750% 6.039% 0.646 Points Low Rate, Normal Fees
5.875% 6.107% 0.029 Points Competitive Rate, Less Fees
5.990% 6.221% -0.463 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.000% 5.634% 1.622 Points Lowest Rate, Higher Fees
5.375% 5.849% 0.591 Points Low Rate, Normal Fees
5.500% 5.911% 0.188 Points Competitive Rate, Less Fees
6.000% 6.386% -0.599 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.788% 1.649 Points Lowest Rate, Higher Fees
5.875% 5.953% 0.732 Points Low Rate, Normal Fees
6.000% 6.038% 0.297 Points Competitive Rate, Less Fees
6.250% 6.260% -0.528 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.825% 1.968 Points Lowest Rate, Higher Fees
5.875% 6.002% 0.703 Points Low Rate, Normal Fees
6.000% 6.053% 0.227 Points Competitive Rate, Less Fees
6.250% 6.267% -0.483 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.102% 1.292 Points Lowest Rate, Higher Fees
5.750% 6.230% -0.445 Points Lowest Total, Lender Credit

Home | Florida Mortgages | Florida How Much House Can I Afford Rates


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