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Florida Harp Loan Rates

✖

Today's Mortgage Rates for
August, 4 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.250% 6.458% 1.891 Points Lowest Rate, Higher Fees
6.500% 6.614% 0.905 Points Low Rate, Normal Fees
6.625% 6.698% 0.482 Points Competitive Rate, Less Fees
6.875% 6.901% -0.580 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.500% 5.842% 1.922 Points Lowest Rate, Higher Fees
5.750% 5.942% 0.960 Points Low Rate, Normal Fees
6.000% 6.068% 0.167 Points Competitive Rate, Less Fees
6.375% 6.417% -0.834 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 6.645% 1.527 Points Lowest Rate, Higher Fees
5.875% 6.712% 0.934 Points Low Rate, Normal Fees
6.000% 6.771% 0.259 Points Competitive Rate, Less Fees
6.250% 6.997% -0.656 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.149% 1.893 Points Lowest Rate, Higher Fees
5.500% 6.325% 0.645 Points Low Rate, Normal Fees
5.875% 6.607% 0.046 Points Competitive Rate, Less Fees
6.125% 6.851% -0.768 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 6.122% 1.496 Points Lowest Rate, Higher Fees
5.875% 6.190% 0.887 Points Low Rate, Normal Fees
6.000% 6.257% 0.273 Points Competitive Rate, Less Fees
6.250% 6.484% -0.553 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.125% 5.804% 1.889 Points Lowest Rate, Higher Fees
5.500% 5.983% 0.641 Points Low Rate, Normal Fees
5.875% 6.267% 0.042 Points Competitive Rate, Less Fees
6.125% 6.513% -0.772 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.875% 6.038% 1.630 Points Lowest Rate, Higher Fees
6.125% 6.194% 0.624 Points Low Rate, Normal Fees
6.250% 6.269% 0.087 Points Competitive Rate, Less Fees
6.375% 6.386% -0.538 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.942% 1.911 Points Lowest Rate, Higher Fees
5.875% 6.042% 0.957 Points Low Rate, Normal Fees
6.125% 6.163% 0.133 Points Competitive Rate, Less Fees
6.375% 6.392% -0.503 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 6.296% 1.971 Points Lowest Rate, Higher Fees
5.750% 6.325% 0.980 Points Low Rate, Normal Fees
5.875% 6.397% 0.417 Points Competitive Rate, Less Fees
6.125% 6.608% -0.786 Points Lowest Total, Lender Credit

Home | Florida Mortgages | Florida Harp Loan Rates


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