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Today's Mortgage Rates for
October, 15 2026
Conventional 30 YR Fixed Rate Options
Rate
APR
Points
Option
7.125%
7.296%
1.429 Points
Lowest Rate, Higher Fees
7.250%
7.352%
0.741 Points
Low Rate, Normal Fees
7.500%
7.539%
0.112 Points
Competitive Rate, Less Fees
7.750%
7.778%
-0.725 Points
Lowest Total, Lender Credit
Conventional 15 YR Fixed Rate Options
Rate
APR
Points
Option
6.375%
6.678%
1.625 Points
Lowest Rate, Higher Fees
6.750%
6.906%
0.707 Points
Low Rate, Normal Fees
6.875%
6.957%
0.242 Points
Competitive Rate, Less Fees
FHA 30 YR Fixed Rate Options
Rate
APR
Points
Option
6.500%
7.428%
1.681 Points
Lowest Rate, Higher Fees
6.750%
7.586%
0.772 Points
Low Rate, Normal Fees
6.875%
7.658%
0.262 Points
Competitive Rate, Less Fees
7.125%
7.883%
-0.645 Points
Lowest Total, Lender Credit
FHA 15 YR Fixed Rate Options
Rate
APR
Points
Option
6.000%
6.985%
1.568 Points
Lowest Rate, Higher Fees
VA 30 YR Fixed Rate Options
Rate
APR
Points
Option
6.500%
6.915%
1.747 Points
Lowest Rate, Higher Fees
6.750%
7.070%
0.765 Points
Low Rate, Normal Fees
6.990%
7.256%
0.196 Points
Competitive Rate, Less Fees
7.250%
7.499%
-0.444 Points
Lowest Total, Lender Credit
VA 15yr Fixed Rate Options
Rate
APR
Points
Option
6.000%
6.655%
1.638 Points
Lowest Rate, Higher Fees
Jumbo 30 YR Fixed Rate Options
Rate
APR
Points
Option
6.500%
6.652%
1.456 Points
Lowest Rate, Higher Fees
6.625%
6.717%
0.831 Points
Low Rate, Normal Fees
6.750%
6.781%
0.206 Points
Competitive Rate, Less Fees
6.875%
6.886%
-0.419 Points
Lowest Total, Lender Credit
Jumbo 15 YR Fixed Rate Options
Rate
APR
Points
Option
6.375%
6.663%
1.687 Points
Lowest Rate, Higher Fees
6.625%
6.784%
0.879 Points
Low Rate, Normal Fees
6.875%
6.915%
0.141 Points
Competitive Rate, Less Fees
7.125%
7.143%
-0.651 Points
Lowest Total, Lender Credit
USDA 30 YR Fixed Rate Options
Rate
APR
Points
Option
6.500%
7.137%
1.479 Points
Lowest Rate, Higher Fees
7.000%
7.490%
-0.913 Points
Lowest Total, Lender Credit
