Florida is one of the best places to buy your very first home. And we are here to help you make that dream true. Most first time homebuyers often seek assistance from mortgage lenders to help them get into their first home. There are a number of programs specifically catered towards people who are looking to buy their first home.

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Home Loan Programs Available to Florida First Time Homebuyers

Below is a list of common mortgage programs offered in Florida for the first time homebuyer. For more information on each type of loan, schedule a time with a licensed mortgage advisor so they can point you in the direction of the best loan program for your specific needs.

florida loan programs for first time homebuyers

Florida FHA Loans

The FHA mortgage loan is backed by the government through the Federal Housing Administration (FHA). It’s a common go-to loan for most first time homebuyers.

Florida VA Backed Loans

This one is meant for veterans, service people or their families. It is secured by the United States Department of Veterans Affairs (VA).

Florida USDA Loans

This loan is a perfect pick if you are planning to live in rural Florida or a qualified property. Most people are surprised to learn that Florida actually has quite a bit of USDA qualified properties.

Other Options for Florida First Time Homebuyers

Even as a first time homebuyer, if you do not qualify for, or do not want a government back mortgage, you may still qualify for a conventional loan. As a first time homebuyer in Florida you have so many options available to you. Nowadays lenders are very flexible and will offer attractive mortgage deals with few to no credit requirements. Depending on your credit score, credit history and income, we can even get you a mortgage loan with little to no down payment.

Take advantage of our expertise to get the most amazing quotes for a first time home buyer in Florida.