Mortgage Articles

Understanding FHA Loan Qualifications: Your Path to Homeownership

Key Takeaways What is an FHA Loan? For a first time home buyer or an experienced buyer looking for an option… Read More 6 min read

Why Getting A 0% Down Home Loan Is Easier Than You Think

Key Takeaways: With 80% of people under 30 thinking the American dream is a thing of the past, home ownership has… Read More 5 min read

More Houses Are Hitting the Market–Here’s How to Make the Strongest Offer Possible

Key Takeaways If you’ve been biding your time, monitoring the housing market and interest rates, waiting for the right moment to… Read More 6 min read

Cartersville, Georgia: Peace and Play Near Atlanta’s Amenities

Key Takeaways: Whether you’re a first-time homebuyer or an experienced one looking for a new lifestyle, Cartersville, Georgia, should be on… Read More 6 min read

Take Advantage of the My Community Lending Program as a First Time Home Buyer

If you’re a first time home buyer special lending programs can help, and the My Community Lending Program is ideal for first… Read More 4 min read

Peachtree Corners: Home Loan Pre-Approval is a Vital Tool in This Attractive Market

Key Takeaways: Why Choose Peachtree Corners? From its inception, Peachtree Corners has been a planned community. As early as the 1960s,… Read More 5 min read

Roswell, Decatur, & Sandy Springs: Pre Approved Home Loans Put These Superb Suburbs Within Reach

Key Takeaways: Just outside Atlanta’s 285 Perimeter lie the charming suburbs of Roswell, Decatur, and Sandy Springs. Whether you’re a first-time… Read More 7 min read

Top 5 Myths About USDA Loan Eligibility

Key Takeaways Ralph Waldo Emerson said, “To be great is to be misunderstood.” Apparently that quote applies to home loans as… Read More 6 min read

Silver City, Georgia: Tranquility Within Easy Reach of The Big City

Key Takeaways: Whether you’re a first-time homebuyer or an experienced homeowner looking to move to a quieter and more affordable area,… Read More 7 min read

A USDA Loan Can Open Doors for First-Time Homebuyers

Key Takeaways: Home ownership has long been part of the American dream, but in recent years, soaring house prices and high… Read More 7 min read

Understanding a USDA Loan: 100% Financing Means No Down Payment

Key Takeaways: A cozy bungalow where I can unwind after work.  A property with a big yard for the kids, with… Read More 6 min read

VA Streamline Refinance (IRRRL): Lower Your Interest Rate Fast with No Appraisal or Income Check

Key Insights: Veterans are more likely than non-veterans to own a home. However, the research also shows that millions of veterans… Read More 6 min read

Just Peachy: USDA-Approved Growing Areas Still Thriving in Georgia

Key Takeaways: Imagine this: You’re house hunting in Georgia, and you’ve got an eye on your budget and another on the… Read More 6 min read

Using Home Equity for Debt Consolidation and Cash Flow Relief

Key Takeaways If there was ever a time for homeowners to feel the pinch, it would be now: rising costs, inflation,… Read More 6 min read

Mortgage Rates in Georgia: Buying vs Renting a House After 2024 Rate Changes?

Key Takeaways: Many prospective homebuyers were spooked by the last few years of inflated home prices and mortgage rates in Georgia.… Read More 6 min read

The Plot Thickens with Falling Mortgage Refinance Rates

Key Takeaways The lights dim. The screen flickers to life. After months of teaser trailers, speculation, and anticipation, the “Fed Rate… Read More 7 min read

Fed Rate Cut Mortgage Calculator: How Much House Can You Afford Now?

Whether you’re a first time home buyer or looking to refinance your loan, it can feel daunting trying to negotiate favorable… Read More 6 min read

Blueprint for Success: How Soon Can You Refinance a Mortgage in a Falling Rate Environment?

Key Takeaways: Preparing the Ground Timing and planning are everything in any construction project. What is the right season? What is… Read More 8 min read

Urban Style Meets Suburban Comfort: Enjoy the Best of Both Worlds in Alpharetta, Georgia

Key Takeaways: Are you craving big-city excitement without the chaos of downtown living? Do you love world-class dining and shopping, but… Read More 6 min read

What Do Falling Interest Rates Mean for Home Loans?

On September 18, the Fed announced it would drop interest rates by 50 basis points. Even though there’s a flurry of… Read More 5 min read