Are you looking for a Mortgage in Georgia?

Here Are Some of Your VA Refinance Loan Options 

Below is a summary of the VA refinance types and the best features of each of them:

VA IRRRL Streamline Refinance

VA Streamline is a great option if you’re an active military member, veteran or spouse who meets the eligibility requirements. If you’re in a VA loan and would like a lower interest rate or a shorter mortgage term, then VA has made it easy for you! This program is available if you’re a homeowner covered under the VA Loan program. The program’s name is the Interest Rate Reduction Loan (IRRRL) backed by the Department of Veterans Affairs.

VA Streamline Refinance Benefits:

• No appraisal required
• No income Check
• Primary, secondary, and investment allowed
• Defer two mortgage payments
• Get an escrow refund (property taxes and insurance)
• Less paperwork
• Close in 2 weeks
• Competitive Interest Rates

VA Cash-Out Refinance

The VA Cash Out is one of the best loan options to refinance a VA mortgage that lets you leverage the equity you have in your home to be able to pay off debt, consolidate a mortgage or simply pull-out cash. It’s one of the most effective ways to consolidate high interest credit card debt and access your home’s equity for personal use.

VA Cash-Out Refinance Benefits:

• Flexible guidelines
• Cashout up to 100% LTV
• Primary residence only
• Appraisal required
• Defer two mortgage payments
• Get an escrow refund (property taxes and insurance)
• Competitive Interest Rates

The VA Loan Process

Here’s how our home loan process works:

• Complete our simple VA Loan Qualifier
• Speak to a licensed VA mortgage advisor
• Receive options based on your unique criteria and scenario
• Compare mortgage interest rates and terms
• Choose the offer that best fits your needs

We can close your VA Refinance loan in as little as 17 days!