What is a South Carolina USDA Loan?

USDA loans have been in the mortgage market for a while now. If you want to buy a home in rural areas of South Carolina, then USDA is the perfect match for you. A South Carolina USDA loan is offered by the United States Department of Agriculture and has helped so many South Carolinans become homeowners. The USDA has an almost 3 billion dollar budget dedicated for housing in 2023!

South Carolina USDA Loan

USDA loan programs offer low-interest rates and down payment is not a requirement. That makes it one of the best options for any South Carolina homebuyer who wants to save on upfront costs. We can help you apply for South Carolina USDA Loans and take advantage of these flexible requirements. Contact Moreira Team and we will kick start the process.

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How to qualify for a USDA loan in South Carolina

To qualify for a USDA mortgage loan, you should be a U.S. citizen or a permanent resident in the U.S. You are also expected to have a dependable income typically for a minimum of 24 months. Furthermore, you are expected to have a fairly good credit score. Your credit score should be above 580. Applicants with a credit score of 620 and above enjoy streamlined processing.

Applying for a USDA loan in South Carolina

You can apply for a South Carolina USDA loan directly through our website. As long as the property of your choice is USDA eligible we will push your application through and ensure that it is approved. If you want to know whether you, and the property in question, are eligible give us a call and we will gladly help determine that.

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