How much house can you afford in South Carolina? What are the current mortgage interest rates in the state? How will a percentage change in interest rates affect your monthly mortgage payments? What do you need to do to get your loan-to-value ratio to 78%, or perhaps pay off your mortgage completely? These are questions that every South Carolina homeowner ponders over every once in a while.
Down Payment / 20%
Property Taxes / year
Home Insurance / year
PMI / month
HOA Dues / month
Total Monthly Payment
Principal & Interest
The only problem is you can get a straight answer because you need to do some calculations with multiple variables and formulas. That can be a daunting task even for someone who loves doing math. Plus you can easily get the values wrong what with the ever changing real estate variables like interest rates. The last thing you want is incorrect values when dealing with a mortgage.
We at Moreira Team understand all that and have decided to provide a simple-to-use calculator that can help solve your mortgage calculation problems. If you are in South Carolina, you will be glad to know that our calculator is tailored to suit South Carolina homebuyers and homeowners. It takes into account all the South Carolina variables, including interest rates, taxes, and insurance charges. But that is not the only reason to use our South Carolina mortgage calculator. It is also very accurate and covers all the variables involved in a mortgage.
Some of the calculators that you will find online usually ignore certain important variables like how often you plan to pay your mortgage. They assume everybody makes monthly payments when in fact some South Carolinians prefer to do weekly or bi-weekly. We also update interest rates, taxes, and insurance premiums as they change.
Purchase Affordability Calculator
Maximum Monthly Payment (P&I Only)
Maximum Monthly Payment (Total Payment)
Max Mortgage Amount
Try our calculator and find out some different aspects about a South Carolina mortgage, whether you are planning to apply or even if you have already started your mortgage.
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