Are you looking for a Mortgage in Georgia?

Your Home Loan Options 

Below is a summary of the purchase and refinance loan types and the best features of each of them:

Home Purchase Loan Options

Low Down Payment Options Available

Our loan programs allow qualified buyers to purchase a home with little to no money down, helping make homeownership more accessible. These programs often come with competitive interest rates and reduced costs like no private mortgage insurance (PMI) in certain cases

Purchase Loan Benefits:

• Easy qualification
• Low or no down payment options
• Flexible guidelines
• Competitive interest rates
• Great for first-time or repeat buyers

Refinance Loan Options

Cash-Out Refinance

A cash-out refinance lets you tap into your home’s equity by replacing your current mortgage with a new, more affordable one and taking the difference in cash. It’s a powerful option for consolidating high-interest debt, covering major expenses, or making home improvements.

Cash-Out Refinance Benefits:

• Access cash from home equity
• Pay off high-interest debt
• Defer up to two mortgage payments
• Competitive interest rates
• Easy approval process

Streamline Refinance Options

If you’re already in a qualifying loan program and want to lower your rate or shorten your loan term, a streamline refinance offers a fast and easy way to do that with less documentation and faster closing times.

Streamline Refinance Benefits:

• No appraisal in some cases
• No income verification required
• Flexible property types (primary, second home, investment)
• Defer up to two mortgage payments
• Quick closing—often in 2 weeks
• Less paperwork
• Lower monthly payments with competitive rates

Our Home Loan Process

Here’s how simple it is to get started:

1. Complete a quick quote or call
2. Talk with a licensed mortgage advisor
3. Review loan options personalized to your goals
4. Compare interest rates and terms
5. Choose the best loan for your needs

We can help close your loan in as little as 17 days!