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Florida How Much House Can I Afford Rates

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Today's Mortgage Rates for
December, 22 2025

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.819% 1.830 Points Lowest Rate, Higher Fees
5.990% 6.073% 0.622 Points Low Rate, Normal Fees
6.250% 6.282% 0.071 Points Competitive Rate, Less Fees
6.500% 6.526% -0.844 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.200% 1.849 Points Lowest Rate, Higher Fees
5.375% 5.490% 0.479 Points Competitive Rate, Less Fees
5.500% 5.575% 0.223 Points Competitive Rate, Less Fees
5.875% 5.916% -0.663 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.416% 1.784 Points Lowest Rate, Higher Fees
5.875% 6.676% 0.575 Points Low Rate, Normal Fees
6.000% 6.761% 0.161 Points Competitive Rate, Less Fees
6.375% 7.124% -0.718 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.104% 1.616 Points Lowest Rate, Higher Fees
5.625% 6.475% 0.784 Points Low Rate, Normal Fees
6.000% 6.803% 0.474 Points Competitive Rate, Less Fees
6.250% 6.978% -0.534 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.756% 1.676 Points Lowest Rate, Higher Fees
5.625% 5.899% 0.509 Points Low Rate, Normal Fees
5.875% 6.136% 0.326 Points Competitive Rate, Less Fees
6.125% 6.358% -0.818 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
4.875% 5.562% 1.970 Points Lowest Rate, Higher Fees
5.375% 5.911% 0.980 Points Low Rate, Normal Fees
5.625% 6.074% 0.416 Points Competitive Rate, Less Fees
6.125% 6.513% -0.784 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.941% 1.933 Points Lowest Rate, Higher Fees
6.125% 6.195% 0.627 Points Low Rate, Normal Fees
6.250% 6.282% 0.222 Points Competitive Rate, Less Fees
6.490% 6.501% -0.510 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.938% 1.886 Points Lowest Rate, Higher Fees
5.875% 6.031% 0.886 Points Low Rate, Normal Fees
6.125% 6.164% 0.136 Points Competitive Rate, Less Fees
6.490% 6.508% -0.446 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.116% 1.436 Points Lowest Rate, Higher Fees
5.625% 6.167% 0.659 Points Low Rate, Normal Fees
5.750% 6.263% 0.340 Points Competitive Rate, Less Fees
5.990% 6.472% -0.693 Points Lowest Total, Lender Credit

Home | FL Pages | Florida How Much House Can I Afford Rates


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