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Florida How Much House Can I Afford Rates

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Today's Mortgage Rates for
August, 20 2026

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
6.250% 6.405% 1.351 Points Lowest Rate, Higher Fees
6.375% 6.480% 0.830 Points Low Rate, Normal Fees
6.500% 6.558% 0.334 Points Competitive Rate, Less Fees
6.750% 6.776% -0.568 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.702% 1.836 Points Lowest Rate, Higher Fees
5.750% 5.894% 0.654 Points Low Rate, Normal Fees
5.875% 5.944% 0.174 Points Competitive Rate, Less Fees
6.125% 6.167% -0.430 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 6.550% 1.845 Points Lowest Rate, Higher Fees
5.875% 6.674% 0.553 Points Low Rate, Normal Fees
6.250% 6.997% -0.731 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.085% 1.502 Points Lowest Rate, Higher Fees
5.375% 6.226% 0.811 Points Low Rate, Normal Fees
5.500% 6.266% 0.278 Points Competitive Rate, Less Fees
6.000% 6.725% -0.480 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 6.023% 1.788 Points Lowest Rate, Higher Fees
5.875% 6.150% 0.475 Points Competitive Rate, Less Fees
5.875% 6.150% 0.475 Points Competitive Rate, Less Fees
6.250% 6.484% -0.749 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
5.125% 5.741% 1.498 Points Lowest Rate, Higher Fees
5.375% 5.881% 0.791 Points Low Rate, Normal Fees
5.500% 5.943% 0.388 Points Competitive Rate, Less Fees
6.000% 6.386% -0.484 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.934% 1.862 Points Lowest Rate, Higher Fees
5.990% 6.084% 0.893 Points Low Rate, Normal Fees
6.125% 6.151% 0.167 Points Competitive Rate, Less Fees
6.250% 6.260% -0.458 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.919% 1.765 Points Lowest Rate, Higher Fees
5.875% 6.038% 0.929 Points Low Rate, Normal Fees
6.125% 6.162% 0.125 Points Competitive Rate, Less Fees
6.375% 6.392% -0.649 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 6.257% 1.579 Points Lowest Rate, Higher Fees
5.750% 6.325% 0.977 Points Low Rate, Normal Fees
5.875% 6.391% 0.364 Points Competitive Rate, Less Fees
6.125% 6.608% -0.906 Points Lowest Total, Lender Credit

Home | Florida Mortgages | Florida How Much House Can I Afford Rates


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