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Florida Harp Loan Rates

✖

Today's Mortgage Rates for
December, 5 2025

Conventional 30 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.812% 1.752 Points Lowest Rate, Higher Fees
5.875% 5.988% 0.941 Points Low Rate, Normal Fees
6.000% 6.066% 0.440 Points Competitive Rate, Less Fees
6.500% 6.526% -0.822 Points Lowest Total, Lender Credit

Conventional 15 YR Fixed Rate Options

Rate APR Points Option
4.875% 5.199% 1.846 Points Lowest Rate, Higher Fees
5.375% 5.490% 0.477 Points Competitive Rate, Less Fees
5.500% 5.576% 0.228 Points Competitive Rate, Less Fees
5.875% 5.916% -0.649 Points Lowest Total, Lender Credit

FHA 30 YR Fixed Rate Options

Rate APR Points Option
5.500% 6.394% 1.572 Points Lowest Rate, Higher Fees
5.625% 6.452% 0.878 Points Low Rate, Normal Fees
6.000% 6.755% 0.104 Points Competitive Rate, Less Fees
6.375% 7.124% -0.479 Points Lowest Total, Lender Credit

FHA 15 YR Fixed Rate Options

Rate APR Points Option
5.125% 6.104% 1.619 Points Lowest Rate, Higher Fees
5.625% 6.466% 0.731 Points Low Rate, Normal Fees
6.250% 6.978% -0.502 Points Lowest Total, Lender Credit

VA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 5.735% 1.463 Points Lowest Rate, Higher Fees
5.500% 5.801% 0.817 Points Low Rate, Normal Fees
5.875% 6.118% 0.142 Points Competitive Rate, Less Fees
6.125% 6.358% -0.824 Points Lowest Total, Lender Credit

VA 15yr Fixed Rate Options

Rate APR Points Option
4.875% 5.563% 1.973 Points Lowest Rate, Higher Fees
5.375% 5.911% 0.980 Points Low Rate, Normal Fees
5.625% 6.066% 0.366 Points Competitive Rate, Less Fees
6.125% 6.513% -0.753 Points Lowest Total, Lender Credit

Jumbo 30 YR Fixed Rate Options

Rate APR Points Option
5.750% 5.937% 1.896 Points Lowest Rate, Higher Fees
6.125% 6.188% 0.556 Points Low Rate, Normal Fees
6.250% 6.278% 0.181 Points Competitive Rate, Less Fees
6.490% 6.501% -0.527 Points Lowest Total, Lender Credit

Jumbo 15 YR Fixed Rate Options

Rate APR Points Option
5.625% 5.918% 1.759 Points Lowest Rate, Higher Fees
5.875% 6.011% 0.759 Points Low Rate, Normal Fees
6.125% 6.144% 0.009 Points Competitive Rate, Less Fees
6.375% 6.392% -0.491 Points Lowest Total, Lender Credit

USDA 30 YR Fixed Rate Options

Rate APR Points Option
5.375% 6.024% 1.793 Points Lowest Rate, Higher Fees
5.625% 6.150% 0.480 Points Competitive Rate, Less Fees
5.750% 6.249% 0.196 Points Competitive Rate, Less Fees
5.990% 6.472% -0.827 Points Lowest Total, Lender Credit

Home | FL Pages | Florida Harp Loan Rates


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