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Why Choose Us for Your Mortgage Needs?

We Believe In Transparency & Honesty In Lending
We Believe In Finding The Right Loan For Your Needs
We Believe In Keeping The Home Loan Process Simple
We Believe In Open Communication
We Believe In Fast Loan Approval
We Believe In Relationships That Last

Don't take our word for it, hear what our happy customers are saying

5 Star Ratings

Al Moreira is the best mortgage broker in Atlanta! He is extremely professional, experienced, knowledgeable, and works for the best mortgage company I have done business with. I will use Al for all my home financing needs and recommend him to all my friends.

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Nelson Garcia-


Grab the latest quick start guides that fit your mortgage needs

(Download these Step by Step Home Mortgage Guides. Click on ANY Home Loan ebook to view/download. These Free High Quality Guides are a must have!)


This Home Loan Series Includes: Conventional, FHA, VA, USDA, HARP 2.0, and Jumbo Mortgages

Conventional Mortgage ebook FHA Mortgage ebook VA Home Loan ebook USDA Home Loan ebook HARP 2.0 Home Loan ebook Jumbo Home Loan ebook

This Home Mortgage Series Includes: First Time Home Buyers, Getting Home Loan Ready, Financing Your Home, and Home Loan Ready Credit

First Time Home Buyer ebook Getting Home Loan Ready ebook Financing Your Home ebook Home Loan Ready Credit ebook

A Mortgage Broker Should Be Transparent & Honest

Everyone wants to be treated fairly when financing a home. At Moreira Team a division of TJC Mortgage, Inc., our policy is to be 100% transparent and honest when presenting you with the best home loan options for your situation. We don’t hide any fees or costs associated with your mortgage from you. This allows you to choose the best loan without worries.

Home Loans Can Be Confusing

We are here to make the process easy for you. One of our qualified mortgage brokers will help make buying or refinancing a home understandable. We will walk you through the process helping you to make educated decisions.

Mortgages Can Be A Pain, We Keep The Home Mortgage Process Simple

We educate you with down to earth explanations not services jargon. Our system is a series of simple steps, which is easy to follow.

Mortgage Companies Need Open Communication

You need a mortgage company that involves you in the process every step of the way. During your loan process we keep you updated of every phase in your loan. You will never be in the dark as to where the loan is at and how much longer your loan will take to be approved.

Mortgage Lenders Should Provide Fast Loan Approval

With all the changes in the home lenders market going on, We have the most streamline approval process which we constantly tweak to get you approved fast.

You Need A Mortgage Lender Who Who Believes In Lasting Relationships

We want you to feel so happy with your experience with us, that if a friend asked you who you trusted to finance a home, you would think of us.

Better Business Bureau Accredited

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The Best Tips When Considering A Home Loan

It is a good move to get a conventional mortgage loan in Williston, TN when buying a house, but you should understand that there are specific things that you must understand. Home loans can actually be unique in some aspect based on the lender.

You cannot simply go for a house loan without knowing its terms and conditions and the other elements that can impact your repayments. This is a really big investment so you cannot choose a loan without understanding everything that you have to know about it.

Well, it’s actually a great thing that there are different ways to find a loan which will fit your preferences and present financial predicament. We will give you some suggestions on how you might find the best home loan for you.

You should compare and contrast the loans by requesting a loan estimate from your lenders. You will need to ask for a loan estimate for every loan provider that you want to check because it will provide the info that you should know about the loan features and fees. A loan estimate can also help you know the amount that you should pay back over the life of the loan and also the repayment amounts, fees and other charges. This will also provide you with a personalized comparison rate so you could look at the total cost of the loans. If a loan provider won’t give a loan estimate, you’ll have to remove them from your list immediately. This is really important if you want to look for the best home loan with the best features and low interest rates.

If you are looking for a VA Loan or an FHA Loan, most individuals are searching for the best interest rate. You must look into the interest rate, but you should also look into the fees linked to the home loan. There are instances when the loans with the lowest rates come with expensive fees so you need to check this first. You have to calculate the amount that you’ll pay monthly over the period of the loan and the loan estimate will give you the info you need.

The interest rate can change based on different aspects so you will have to review the rates and ask a professional to help you if you do not recognize these fees.

Your payment options will also be a very important thing to consider when you’re applying for a mortgage loan. As you all understand, these loan providers will enable you to pay the loan from 15 to 30 years depending on your choice. If you’ll consider the 15-year option, you should pay more monthly, but the loan can be finished faster and the total cost will be lower.

For the 30-year option, the monthly repayments will certainly be lower, but the overall cost of the loan will be higher. You should ask the loan companies if they provide distinct repayment options for the borrowers.

These are some of the ideas that you could follow if you’d like to be sure that you could find a mortgage loan in Williston, TN. There are other things that you should understand like the reverse mortgage or you might even want to refinance mortgage in the future. You can decide to speak with the loan providers if you really want to understand if you’ll be allowed to do these things while repaying the loan.

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