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USDA Rates are Low! See what You Qualify for Today!
USDA Loan Rates are Low & Our Process is Quick!
USDA home loans are mortgages provided by the U.S. Department of Agriculture for eligible rural homebuyers as part of the USDA Rural Development Guaranteed Housing Loan Program. Rural individuals with low-to-average income become qualified under this program to buy homes.
The USDA program offers home loans with no down payment, below-market mortgage rates, and reduced mortgage insurance. The program has helped hundreds of rural folks who never thought they could own a house to invest in their own homes.
USDA loans have removed the barriers to homeownership. You should be able to avoid the down payment and handle the closing costs effortlessly. Check with the lender to confirm your eligibility.
The USDA Loan Process
Here’s how our streamlined process works:
- Complete our fast and easy USDA Loan Qualifier
- Receive customized options based on your specific situation
- Compare the different options, rates and terms
- Choose the cash out option that’s right for you!
We can close your USDA loan in as little as 17 days!
Why Choose Us?
At the Moreira Team, we specialize in closing USDA home loans faster than anyone else. When you choose us as your lender, you’ll get the strength of a mortgage banker, the flexibility of a mortgage lender and the options of a mortgage broker! We believe that the USDA home loan process should be fast and easy for every borrower, and we are committed to providing better rates, lower costs, and faster closings to every single one of our clients.
- Little to no down payment
- Low rates!
- Lower credit score requirements