What are the Major Types of VA Loans?

Now that we are seeing an upswing in the VA loan housing market, stats are showing more than ever that active… Read More 11 min read

Military Discharge and VA Loan Eligibility

Does a Military Discharge Affect VA Loan Eligibility? As you’ll see in this video, discharge conditions can affect a veteran’s eligibility… Read More 2 min read

Home Purchase Agreement – Considering an Attorney

A home purchase is a complex process requiring a lot of helpful expertise. When you don't understand a home purchase contract, get an attorney to review it. Read More 4 min read

How to Pay Off Private Mortgage Insurance Early

What is PMI and the Benefits of Paying It Off Early. After a few years of accelerated mortgage payments I paid… Read More 4 min read

Adjustable or Fixed Rate Mortgage – What’s the Difference?

Fixed Rate Mortgage Your interest rate and mortgage payments stay the same throughout the term. This means you will always know… Read More 3 min read

USDA Streamline Refinance: No Credit Score or Appraisal

Since the beginning of 2014, mortgage rates have been declining. The median average 30 year fixed rate mortgage has dropped 60… Read More 4 min read

Finding the Right Home to Buy

It is all about location, location, location. And this one fact will determine the cost of your new home more than… Read More 4 min read

Getting Started with Mortgage Basics

How Does a Mortgage Work? In plain English, a mortgage is a loan to buy a home Principal vs. InterestEarly on… Read More 3 min read

How to Start Saving for a House

Simply put, it’s just common sense that the larger your down payment, the less your mortgage payment will be and the… Read More 2 min read

How to Make an Offer on a House

Knowing how to make an offer on a house purchase does not have to be a stressful experience when you have… Read More 2 min read

What to Know About a Conditional Offer

Sometimes You Have To Make a Conditional Offer In some situations you have to add conditions to an offer. In many… Read More 2 min read

First Time Home Buyer Check List

Are There Special Mortgages for a First Time Home Buyer? There is nothing quite like owning your first home and sense… Read More 7 min read

What Do I Need to Buy a House?

What are Your Present Home Wants Versus Your Future Needs? Let’s face it buying a home can be an emotional experience,… Read More 2 min read

Why You Must Have Homeowners Insurance?

Moreira Team provides mortgage loans to people we are not in the homeowners insurance business so we’ll refer you to companies… Read More 2 min read

Mortgage Approval – What Should You Know?

What Goes Into Getting a Mortgage Approval When the offer has been accepted, the next step is mortgage approval. Let your… Read More 2 min read

Getting Ready for Moving Day

Our moving day tips start with advising you to prepare well in advance for your big day. Give yourself time to… Read More 2 min read

How Much Down Payment for a House?

Your down payment on a house is the amount applied towards the purchase of the home that comes out of your… Read More 3 min read

Mortgage Pre-Approval – Is it Important?

Getting Pre Approved for a Home Loan Before you start your home buying journey, the first thing you should do is… Read More 2 min read

How to Buy a Second Home – Your Top Considerations

Whether you’re looking into how to buy a second home or buying a vacation property we can help you determine what you… Read More 3 min read

How Much House Can I Afford?

Mortgage Budget By reviewing how much house you can afford upfront with your Mortgage Advisor you can figure out how much you… Read More 3 min read