Have You Considered a Cash Out Refinance?

What is a Cash Out Refinance? If you have good equity in your home and could use some of that money… Read More 4 min read

What is a Jumbo Mortgage Loan?

Jumbo Mortgage Loan – We’ve talked a lot about discount mortgage programs on the Moreira Team Blog recently. FHA loans, VA… Read More 3 min read

Discover the Benefits of a USDA Home Loan for Rural Home Buyers

Most home buyers will explore all of their lending options before making a decision. Did you know that there may be… Read More 3 min read

Considering a VA Home Purchase Loan? Here’s What You Need to Know.

A VA Home Purchase Loan (or just VA Loan for short) is a mortgage loan that is guaranteed by the U.S.… Read More 3 min read

Is an FHA Loan Right for You?

If you are looking at buying your first home, you will want to explore all of your mortgage loan options. You… Read More 4 min read

What to Expect from Mortgage Rates in 2021

We all know that mortgage rates throughout the entire country were at historic lows throughout much of 2020 and they continue… Read More 3 min read

VA Purchase Loans

The VA Purchase Loan Process If you are either a Veteran or an active member of the military, you can obtain… Read More 2 min read

5 Mortgage Tips for First Time Home Buyers

Buying your first home is a very exciting event. It’s what the American Dream is all about. However, it is important… Read More 3 min read

Advantages of VA Loans for First-Time Home Buyers

VA Purchase Loans Most VA-eligible borrowers have seen the need to finance a home through the VA Loan Guaranty Program. With… Read More 4 min read

Tips for Buying a Second Home

Thinking about buying a second home? If so, here are 5 of the top things you should be considering. Buying a… Read More 8 min read

7 Questions and Answers For Buying a Home and Financing the Purchase

What Mortgage Options Are Available? Buying and Financing A Home – Home loan lenders now offer several affordable mortgage options which… Read More 3 min read

Why Refinancing is Right for Now

Why does refinancing makes sense right now? Because it could save you a lot of money! For example, if you’re in… Read More 2 min read

Getting a Mortgage as a Freelancer

Trying to get a mortgage as a freelancer comes with its own set of challenges. Being a freelancer is a tough… Read More 3 min read

Case Study #10 – VA Cashout Refinance

The Client Our client came to us wanting to purchase a home with 10% down. Loan Type – Refinance  Program –… Read More 2 min read

Updated Information Regarding Bank Statement Only Loans

The mortgage world is constantly changing. As mortgage professionals it is our job to let our customers, and anyone in the… Read More 1 min read

FHA Home Loan Requirement 2020

Even with a credit score of 640, you can qualify for an FHA home loan with a down payment as low… Read More 5 min read

Case Study #9 – Shorter Term Refinance

The Client Our client came to us wanting to refinance her home with a lower term. Loan Type –Refinance Program – Conventional 15… Read More 2 min read

The Fundamentals of a 80-10-10 Mortgage Explained

A mortgage that allows for the use of two loans to make up 90% of the total price is an 80-10-10… Read More 5 min read

Best Time to Refinance Your Home

There are many reasons why you may choose to refinance your home loan. Homeowners normally refinance their mortgage when interest rates… Read More 2 min read

FHA Backed Loan – The nuances of condo mortgage financing can be challenging. The established regulations are difficult to navigate and… Read More 4 min read