Looking for a Mortgage in Atlanta, GA?

In this article

1. Financing Options for Homebuyers in Atlanta
2. Lenders That Offer Mortgages in the Area
3. Brokers That Offer Mortgages in the Area

If you’re looking for a mortgage in Atlanta, GA, you have a few different options. There are lenders and brokers in the area that specialize in mortgages and many different types of mortgages. Using the right one will help you get the best possible mortgage rate and terms on your mortgage. There are also a number of ways you can get mortgage refinancing.

Financing Options for Homebuyers in Atlanta

If you’re in the Atlanta area, there are several financing options available to homebuyers. First-time buyers, for example, may be able to obtain low-interest government loans with as little as 20% down. But many buyers may not have that much money on hand. Fortunately, there are several local programs that can ease the stress of down payments and closing costs.

Many of these programs offer down payment assistance for first-time buyers and can even be paired with affordable home renovation loans to make buying a home more affordable. For additional help, Atlanta also offers targeted neighborhood programs. 

Lenders That Offer Mortgages in the Area

When looking for a lender in Atlanta, there are many options available to home buyers. Using an online mortgage application can help you find the best rates and terms. A mortgage broker can also help you choose the best loan options, such as refinancing or changing your current mortgage rate. You can even use an online calculator to help you determine how much you can afford to borrow.

Take just 30 seconds to get your FREE, custom rate and closing cost options. Real Rates. Real Options. Real Fast.

One company that provides mortgages in Atlanta is Moreira Team. They have years of experience in the mortgage industry. Their mortgage specialists are focused on finding you the best mortgage loan, and are dedicated to making the process as easy as possible. They offer a wide variety of mortgage products, including no down payment loans, government loans, and debt consolidation options.

Brokers That Offer Mortgages in the Area

There are many mortgage brokers in Atlanta that are familiar with the area’s housing market. These mortgage brokers are certified by the National Association of Mortgage Brokers, which was founded in 1973. It represents the interests of mortgage brokers and provides education and professional certification to its members. It also represents the mortgage broker industry in government affairs. There are 10 federal laws that regulate the Atlanta mortgage industry, and five federal agencies that oversee its operations.

Mortgage brokers in Atlanta verify borrower information and present it to the lender to get the best mortgage terms. Typically, consumers choose mortgage brokers by referral, but it is always wise to check out the total cost of a home loan before choosing a broker. In addition to reviewing a broker’s estimate of the total cost of a home loan, consumers should evaluate the broker’s service quality and experience.

Mortgage brokers help borrowers apply for loans from a variety of lenders and understand the lending requirements of various types of borrowers. They also have regular contact with lenders and can steer their clients away from loans that require unfavorable payment terms. Many mortgage brokers are paid on a percentage of the loan amount, so it is important to compare fees to find the best mortgage for your needs.

Mortgage brokers earn their money through commissions from lenders and fees from borrowers. Generally, they charge between 1% and 3% of the total loan amount. This fee will depend on the type of loan you apply for, the broker you use, and the amount of commissions the lender pays.

Contact Moreira Team today to find out more about their mortgage products and refinancing options.