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Mortgage Articles

Mortgage Articles and News: Before you purchase a new home or refinance your current property learn everything you can about what a mortgage is, how the mortgage process works, and how to make the best mortgage decision for your situation.

  • Debt Consolidation Mortgage: Should You Get One?

    You can consider a debt consolidation mortgage if you need to pay off your maxed-out credit cards, a large debt amount,… Read More 6 min read

  • 9 Ways To Beat Rising Interest Rates As A Home Buyer

    Mortgage rates are rising, but you can get a lower rate. Mortgage interest rates have been on the rise throughout the… Read More 10 min read

  • Should I Use A Cash-Out Refinance For Paying Off Debt?

    If you own a house, you might be able to take out a cash-out refinance for paying off high-interest debt. But… Read More 5 min read

  • The Advantages and Disadvantages of Refinancing Your Mortgage

    For every homeowner, a big question always comes up down the road: is it worth refinancing your mortgage? People refinance for… Read More 8 min read

  • What Does The Term Lock-In Or Rate-Lock Mean On A Mortgage?

    What is a Rate-Lock on a Mortgage? When this term appears on your mortgage loan agreement it means that the interest… Read More 2 min read

  • ​​When Should You Lock A Mortgage Rate

    When Is The Best Time To Lock A Mortgage Rate? Every little point counts when it comes to mortgage rates. A… Read More 4 min read

  • How to Leverage Your Home Equity into a Lower Mortgage Rate

    If you own a home and have built up a healthy amount of home equity, you will be in a good… Read More 4 min read

  • 9 Steps Of The Mortgage Process: From Pre-Approval To Closing

    Your Step-By-Step Guide To The Mortgage Process The process involved in getting a mortgage loan may seem discouraging, particularly if you… Read More 12 min read

  • 10 Ways to Lower Your Mortgage Rate

    Purchasing a home is probably the biggest investment you’ll ever make in your life. And if you don’t know about the… Read More 6 min read

  • A Guide On Getting Great Mortgage Rates

    Obtaining The Best Mortgage Rates Even though mortgage rates are currently low, it doesn’t mean that everyone will be able to… Read More 5 min read

  • Cash-Out Refinance Guide: The 2022 Rates And Requirements

    If you are reading this, then you are searching for information that helps you have a better understanding of cash-out refinancing.… Read More 13 min read

  • How Cash-Out Refinancing Works: When Is It The Right Option?

    What Is Cash-Out Refinancing?  Cash-out refinancing is a mortgage option that enables homeowners to convert their home equity to cash. This… Read More 10 min read

  • Ready To Move Out Of State? This Guide Will Keep It Easy!

    Considering a move out of state? This is the place to begin. Get off to a good start with your hunt… Read More 9 min read

  • Should I Do A Cash-Out Refinance?

    Are You Wondering Whether Or Not A Cash-Out Refinance Is The Best Way To Pay Off Your Debt? If you currently… Read More 6 min read

  • Should You Lock Your Mortgage Rate Today?

    Mortgage rates out there tend to be unpredictable and dynamic, and they can easily change from the time you file the… Read More 8 min read

  • Moving Out of State; Tips For Long Distance House Hunting

    Making any kind of move can be anxiety-inducing. This is even more so when it comes to moving across the country.… Read More 8 min read

  • Understanding Mortgage Points: When Is It a Good Idea to Buy?

    A mortgage point is a fee charged by the lender to lower the interest rate on your loan. One point equals… Read More 5 min read

  • Ways To Score The Best Refinance Rates

    If you want to get the best possible refinance rate on your mortgage, you need to focus on building your credit.… Read More 5 min read

  • What’s the Difference Between Cash-Out Refinance & No-Cash-Out?  

    For many borrowers, there is not much of a difference between a cash-out and no-cash-out refinance.   If you are looking to… Read More 8 min read

  • FHA Loan Limits in Atlanta, GA

    FHA loans backed by the Federal Housing Administration help many first-time home buyers get into their homes each year. This is… Read More 3 min read

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About The Moreira Team
Moreira Team is a boutique mortgage broker and lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth. We also shop your loan with over 22 lenders and banks to make sure we deliver on our promise to get you the best deal.

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