How Changing Jobs Can Affect Your Mortgage

It can be challenging to navigate the process of moving for a new job, especially when you have a mortgage to… Read More 5 min read
Divorce & Mortgage Your Options During Separation

A common challenge that splitting couples face is divorcing with a mortgage. Divorce is by itself quite complicated and decisions about… Read More 8 min read
Which Mortgage Loan Product is Right for Me?

Choosing the Right Home Loan is not Easy (and Why it Matters) Does this story resonate with you? You managed to… Read More 6 min read
What Credit Score is Needed to Buy a House – Are You Ready?

How to Improve Your Credit Score Before Buying a House Ever wonder what credit score is needed to buy a house?… Read More 3 min read
What Can I Expect to Happen on Closing Day?

This article simplifies closing day tips to help you remember: you’ll present your paid homeowner’s insurance policy or a binder and… Read More 1 min read
Government Home Loans – Are They Beneficial?

What are the Benefits of Government Home Loans? Depending on your unique needs, there are three primary government home loans out… Read More 3 min read
How to Start Saving for a House

Simply put, it’s just common sense that the larger your down payment, the less your mortgage payment will be and the… Read More 2 min read
How to Make an Offer on a House

Knowing how to make an offer on a house purchase does not have to be a stressful experience when you have… Read More 2 min read
First Time Home Buyer Check List

Are There Special Mortgages for a First Time Home Buyer? There is nothing quite like owning your first home and sense… Read More 7 min read
What Do I Need to Buy a House?

What are Your Present Home Wants Versus Your Future Needs? Let’s face it, buying a home can be an emotional experience.… Read More 2 min read
Why You Must Have Homeowners Insurance?

Moreira Team provides mortgage loans to people we are not in the homeowners insurance business so we’ll refer you to companies… Read More 2 min read
How Much Down Payment for a House?

How much down payment do I need to buy a house? A down payment is the amount of money you put… Read More 3 min read
How Much House Can I Afford?

Mortgage Budget By reviewing how much house you can afford upfront with your Mortgage Advisor you can figure out how much you… Read More 3 min read
Home Inspection Checklist

How Does a Home Inspection Work? Assuming that you put a home inspection as a condition of your offer. Once the… Read More 2 min read
What is Private Mortgage Insurance (PMI)?

PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer both standard and… Read More 1 min read
Mortgage Broker – How to Choose One You Can Trust

Working With a Mortgage Broker A Mortgage Broker will help you to find the right mortgage lender and terms that meet… Read More 4 min read
How Does Purchasing a Home Compare with Renting?

Purchasing vs. Renting To be quite honest, purchasing a home and renting don’t really compare at all. The one advantage of… Read More 1 min read