Georgia Home and Community Options



We all have that dream home in mind, with a specific size, design, and the number of rooms. At times we even visualize the kind of neighborhood that we want the house to be in. Well, if you are planning to buy a home in Georgia then you are much closer to realizing your dream than you might think. As the Empire State of the South, Georgia has all types of houses and communities for you to choose from. Simply share with us your ideal home and community, and we will help you find that perfect house.

So what are some of the Georgia home and community options available for homebuyers? The first thing you will have to decide is whether to buy an existing home or go for a new one. An existing home is usually ready to move into, and you will know exactly what you are getting into. Georgia has two main categories of existing homes, previously owned houses and foreclosed houses.

With a new home, you get to be the very first occupant of the property. There are also two main categories of new homes, newly constructed and new home construction. The latter is where you get to build your own home from the ground up. A newly constructed home is already built but has never been occupied, so all you have to do is move in. In Georgia, most homebuyers usually opt for existing homes, but it is worth noting that the state has several construction companies that make it possible to get a variety of new homes.

Once you have chosen between a new and an existing home you will then have to choose the type of house you want. There are four main options here:

  • Single-family detached unit: this is a free-standing house. You don’t share walls with neighbors, and you own the home’s structure and land. These are the most popular types of houses in Georgia, accounting for 64.2% of all homes.
  • Townhouse: this is a single-family unit but with walls that are attached to one or more other houses. So basically you get to share at least one wall with a neighbor. It’s a great pick if you like a very social environment.
  • Condominium (condo): this is a house whose deed you own directly. Condos are usually located in a community that features jointly owned common areas and facilities.
  • Cooperative (co-op): unlike a condo where you own the deed directly, in the case of a co-op you become a shareholder when you purchase a property in the community. You don’t actually own the house, but your claim to it is through shares bought.

Want to know which Georgia home and community option will work best for you? Give us a call for more details on the most suitable houses in the state.



Georgia City Mortgage Service Areas