There are various options to use to find a home; you can hire a realtor to help you, scour the internet for listings, or drive around different neighborhood looking for sale signs. Whatever method you choose there are a few things to keep in mind when trying to answer the question “What do I need to buy a house in Georgia?”

How much home can I afford in Georgia?

While there are various factors to consider when searching for your new home, usually the most important is cost. Take some time, use our Georgia mortgage calculator, and figure out how much you can afford to pay for your monthly installments, and how much you can put as a down payment. Often times it’s easier to work backwards, and narrow down property options from the beginning.

Next, you have to find out and decide if the house has basic facilities you need. Does it have enough rooms, a garage, super markets nearby? Is the area quiet enough to get a good night’s sleep, is the area safe?

By already coming to the table knowing what you require, the process of getting a loan will be much simpler. If you need any assistance, give us a call today. Our team of Georgia mortgage advisors are happy to help answer any questions and help throughout your house hunting experience to make sure you’re getting the house of your dreams.