Florida Negotiating a Home Purchase



Can I negotiate when purchasing a house in Florida? Yes, you totally can. In fact, statistics show that it is possible to reduce the quoted price by between 5 and 10%. And Moreira Team is here to help you do just that.


So let’s start with why you need to negotiate. First off, you will lower the cost of ownership. Most Florida home sellers usually quote a higher price than what they are willing to settle for. With just a little negotiation you can bring them down to a very affordable figure. The reduced price will mean lower monthly payments for your mortgage on account of a lower principal, tax, and insurance.


Now how do you go about it? In Florida negotiating a home purchase is actually not that hard. Here are a few pointers to keep in mind:

  • Remember that everything is negotiable ranging from the price of the home to the amount, interest, and costs of your mortgage.
  • Do your homework. Know the average market price of similar houses so that you know how far down you can take the price.
  • Know when to stop. You may negotiate to a very attractive figure and then ruin it by attempting to take it even lower.
  • Always show the seller that you have other options even if you don’t. Don’t let them see you sweat.


And perhaps most importantly, get help from other parties. Mortgage brokers and realtors can really help you bring the figures down. After all, it is their industry, and they understand it best. In case you need someone to help you negotiate the price of a house or your mortgage values, please talk to us, and we will help.



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