Find a Home in Florida
The sunny state of Florida makes a perfect place to live. If you are not interested in its booming business, you might be attracted by the long stretches of beautiful beaches, temperate climate and the undisputable charm of its cities. But before you enjoy all those, of course, you must first buy a house. So how do you go about finding the best home in Florida? Our Florida mortgage experts have put this piece together to make the process simple for you. Remember to contact us for all the latest offers that can help you find a home in Florida.
First of all, you need to find a great Florida realtor. A real estate agent will furnish you with vital information like knowledge of the Florida community, market conditions, and current prices. On top of that their experience gives them bargaining power when you enter negotiations with other parties like the seller or appraiser. They will also handle a good chunk of the paperwork and leave you to only worry about moving into your new home. Since you are here, you are in luck because the Moreira Team does all that and even more.
Begin searching and inspecting the houses. The Florida Law requires sellers to disclose any material information such as defects to the house and its structures (you can read more on Johnson v. Davis, 480 So.2d 625 (Fla. 1985)). This is where the experience of a realtor comes in. Our team knows where to look for potential defects and problems in a house. We will get you a house that matches your specifications and even make an offer. At times you may be required by the lender to do an appraisal. We can help you get an expert for that if you don’t already have one.
If you will be using a mortgage loan to pay for the home now is the right time to produce the pre-approval letter and tie down the property. Depending on the terms stipulated by your lender, you may need to put some amount down. After that, you can proceed to paperwork and closing. Your Moreira Team, real estate agent, will take you through the paperwork and closing procedures step-by-step to ensure that you have 100% information regarding your contract details.
Note that this is just a skeleton of the whole process. If you are considering purchasing a house in Florida talk to us and we will give you all the fine details of the whole process together with our exclusive find a home quotes in Florida.
Florida County Mortgage Service Areas