Want to know EXACTLY how much home you can afford? Get Pre-Approved Now!

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Working with the Moreira Team on my purchase loan was the best. We had a complicated situation, my fiancé and I, but from the first call to the last, this team allowed us to sleep at night stress free. They work like to true team, they all work so well together.
Sam A. - five star testimonial Sam A. Decatur, GA
Best choice I made. Everyone on this staff is excellent. I have to thank Al, Amanda and Kristin along with anyone I left out. The purchase process was smooth everyone helpful timely responses and best of all it was all about the client. The even referred me to an Awesome realtor Ryan Lewis with Keller Williams. Thank you everyone at Moreira Team for all your help.
Johan C. - five star testimonial Johan C. Cumming, GA
I closed my purchase with them last May. Since then I have dealt with 2 different lenders, and I needed to come back to review how easy and straight forward buying my home was with the Moreira team. You could actually get someone on the phone, and everyone I worked with was so friendly and quick to respond. Next home I purchase, I will definitely be using them again.
Andreea U. - five star testimonial Andreea U. Marietta, GA

How this works...

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60-Second Digital Quick Quote

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Share some basic info; if qualified, we'll provide you with a free, no-obligation mortgage offer and pre-approval letter. No credit check needed. Easy. Click 'Get Started Now!' below.

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Choose the Best Option for You

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Choose from a variety of loan options, including the Georgia first-time home buyer program. 3.0% - 3.5% down. We also offer popular 5% - 15% down home loans... AND we can even go as low as 0% down for VA and USDA!

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Start Shopping for Your Home!

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It only takes about 60 seconds to get everything under way. Click 'Get Started Now!' and fill out a few simple questions.

Get Started Now!

How Does the Process Work?

Find Out
  • 1

    The first step is to get pre-approved for your home loan so that you’ll know what price range you should be looking based on the kind of payment you’re looking for. Your Realtor will also want to know that you’ve been pre-approved before showing you any houses.

  • 2

    Next comes the best part - now that you’re pre-approved, go find your dream home!

  • 3

    Once you do that, you’ll negotiate the price and terms together with your agent. If you don’t have an agent yet, click here to be connected with an agent who can help you find the best home and negotiate the best deal!

  • 4

    Once you have agreed on a price, you’ll sign a contract to buy the home.

  • 5

    Now the clock will start ticking. you’ll only have a specified amount of time to get your loan ready or your dream home could go back on the market. This is why our Fast-Pass Underwriting system is so important - it helps you beat the clock by putting you ahead of the process so missing your closing date isn’t a concern.

  • 6

    On average, home loans take about 30 days to close after the contract is signed. Our mortgage closing process takes 21 days on average. We will work quickly to finish getting your loan ready to close, keeping you fully up to date along the way.

  • 7

    Once the paperwork is complete, we’ll schedule a closing where all the paperwork will be signed, and you’ll receive the keys to your new home!

Get Started!
Call Today! 404-341-2250

Georgia Home Purchase Qualifier

Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

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What is your estimated purchase price?

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What is your estimated down payment?

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What state is the property located in?

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How would you rate your credit?

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