What you’ll see in this mortgage video is, there may be closing costs customary or unique to a certain locality but closing costs are usually made up of the following: Real Estate Attorney’s or escrow fees (Yours and those of your mortgage lender if applicable) Property taxes (to cover tax period to date) Interest (paid […]

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You’ll see some pictures in this video to help you remember later, but a good faith estimate lists all fees paid before closing all closing costs, and any escrow costs you will encounter when purchasing a home. The mortgage lender must supply it within three days of your application so that you can make accurate […]

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RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders to disclose information to potential customers throughout the mortgage process. By doing so, it protects borrowers from abuses by lending institutions. It mandates that lenders fully inform borrowers about all closing costs, lender servicing and […]

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What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesn’t the attorney or settlement company handling the closing see to it that you have a clear title? Isn’t this just another way for someone to siphon a few coins off a […]

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Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for the closing costs that quickly accumulate. Closing costs simply refer to the fees associated with various things associated with the escrow process in a real estate transaction. In the excitement of having an offer accepted for your dream home, […]

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When You Don’t Understand A Home Purchase Contract – Get An Attorney To Review It         A Home Purchase is a complex process requiring a lot of helpful expertise. Georgia has specific requirements for who, and what needs to be part of the transactions. These differ from other States, and this is […]

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